How volatile is PayPal Holdings, Inc.?

Over the past year, PayPal Holdings, Inc. had an annualised volatility of 43.90%, based on daily closes. Its deepest fall from a high in that time was 46.48%, from October 28, 2025 to February 12, 2026. Its beta against the S&P 500 was 1.07.

What was the biggest price drop for PayPal Holdings, Inc.?

The deepest fall in our weekly price history since July 2015 was 86.94%, from a high in the week of July 19, 2021 to a low in the week of February 9, 2026. The price has not yet returned to that high.

Which month has historically been best for PayPal Holdings, Inc.?

Since 2015, July has had the highest average return for PayPal Holdings, Inc. (+7.48%, up in 9 of 11 years) and February the lowest (-5.18%, up in 4 of 11 years). Past seasonal patterns do not predict future returns.

stock · yahoo

PayPal Holdings, Inc.

PYPL

$56.70

▼ 0.46 (-0.8%)

polled · warming up

Below: live stock price for PayPal Holdings, Inc. (PYPL), a 1-year chart, 8 indicators (RSI, MACD, Bollinger, MA, EMA, Stochastic, ATR, Volume), and a compare mode. Add to your portfolio, star to your watchlist, or set a price alert in one place.

PayPal Holdings, Inc. (PYPL) is a Financial Services company based in United States. Operating in Credit Services, it employs about 23,800 people. Over the past year PYPL traded between 38.46 and 79.22 USD. Trailing P/E sits near 10.72 on a market cap of about 48.88B USD. It currently yields 0.99% in dividends.

Day

-0.80%

-0.46

Week

+2.11%

+1.17

Month

+8.19%

+4.29

Year

—

Prev close: $57.16
Volume (24h): $623.02M
Market cap: $48.88B
Currency: USD

Score

48/ 100 · Mixed

Coverage: 7/7

Value79
Quality57
Momentum21
Growth31
Risk76
Dividend56
Liquidity16

Composite of public market data. Informational only — not investment advice.

Trend projection

Where the recent trend points if it continues.

DowntrendFit 31%Pace -0.18% per bar

+5 bars+20 bars+60 bars+120 bars

+5 bars: 56.301
+20 bars: 55.7551
+60 bars: 55.5454
+120 bars: 55.5377

Linear-regression continuation — not a prediction, not investment advice. ±1σ ≈ 68% range · ±2σ ≈ 95% range: ±0.0469 USD.

Interpretation

Composite signals look mixed. Strength: valuation with weakness: balance-sheet liquidity. Price sits in the middle of the recent range, trend is sloping downward.

Descriptive observation — not investment advice.

Score breakdown

Raw values behind each pillar so you can see what the composite is reading.

Value
79/100
Value looks strong — driven by P/E (10.72).
P/E:10.72P/B:2.47PEG:1
Quality
57/100
Quality looks mixed — driven by Gross margin (40.48%).
ROE:24.50%ROA:4.62%Profit margin:14.36%Gross margin:40.48%
Momentum
21/100
Momentum looks fragile — driven by 52w change (-18.06%).
52w change:-18.06%
Growth
31/100
Growth looks weak — driven by Revenue growth (4.80%).
Revenue growth:4.80%Earnings growth:-3.10%
Risk
76/100
Risk looks strong — driven by Debt / equity (71.75).
Beta:1.28Debt / equity:71.75Short interest:3.91%
Dividend
56/100
Dividend looks mixed — driven by Payout ratio (7.94%).
Dividend yield:0.99%Payout ratio:7.94%
Liquidity
16/100
Liquidity looks fragile — driven by Current ratio (1.29).
Current ratio:1.29Quick ratio:0.25

Derived from public market data — informational, not investment advice.

Price report

How this asset has actually moved over the last 250 days.

Position in range45%

38.46 low79.215 high

Where the price sits between the window low and high.

Volatility (annualised): 43.9%
Max drawdown: -46.5%
Below period high: -28.4%
Best day: +17.20%
Worst day: -20.31%
Up days: 49%
Current streak: 1 down
Typical day swing: 2.8%
Volume vs average: -38%

Descriptive statistics over past prices — not a forecast and not investment advice.

Reference levels

Fibonacci retracements and extensions across the recent range.

60 bars

Reference only — not investment advice.

These coordinates describe past-trade clustering, not where to buy or sell. Do your own research before any trade.

Next level above

56.766 USD+0.12%

Fib 50% midpoint

Next level below

55.3585 USD-2.37%

Fib 61.8% retracement

Levels derived from: 62.73 high → 50.802 low · 60 bars

Resistance
Fib +161.8% extension
not reached
82.0295 USD
+44.67% from current
Resistance
Fib +100% extension
not reached
74.658 USD
+31.67% from current
Resistance
Fib +61.8% extension
not reached
70.1015 USD
+23.64% from current
Resistance
Fib +27.2% extension
not reached
65.9744 USD
+16.36% from current
Resistance
Fib 23.6% retracement
tested 3×
59.915 USD
+5.67% from current
Resistance
Fib 38.2% retracement
tested 7×
58.1735 USD
+2.60% from current
Resistance
Fib 50% midpointNearest
tested 6×
56.766 USD
+0.12% from current
Current
56.7 USD
Support
Fib 61.8% retracement
tested 6×
55.3585 USD
-2.37% from current
Support
Fib 78.6% retracement
tested 16×
53.3546 USD
-5.90% from current
Support
Fib −27.2% extension
not reached
47.5576 USD
-16.12% from current
Support
Fib −61.8% extension
not reached
43.4305 USD
-23.40% from current
Support
Fib −100% extension
not reached
38.874 USD
-31.44% from current

How to read this

We take the highest and lowest price of the last 60 bars and cut the gap between them at the classic Fibonacci ratios (23.6%, 38.2%, 50%, 61.8%, 78.6%), plus extensions beyond both ends.

“Tested N×” counts how many of those 60 bars actually traded through the level. A level price has crossed many times is one the market has repeatedly agreed on; a level at 0 is pure geometry the price has never reached.

This is a map of where trading has already happened — not a forecast and not a signal. Price moves through these levels all the time.

Financials

52w high: $79.22
52w low: $38.46
52w change: -18.06%
Day high: $57.80
Day low: $56.41
P/E (TTM): 10.72
Forward P/E: 9.81
PEG: 1
Price / Book: 2.47
Beta (5Y): 1.28
Enterprise value: 51.47B
EV / Revenue: 1.51
EV / EBITDA: 7.97
EPS (TTM): $5.29
Forward EPS: $5.78
Dividend yield: 0.99%
Dividend rate: $0.56
Payout ratio: 7.94%
Revenue (TTM): 34.13B
EBITDA: 6.46B
Free cash flow: 4.42B
Total cash: 11.26B
Total debt: 14.22B
Debt / Equity: 71.75
Current ratio: 1.29
Quick ratio: 0.25
Profit margin: 14.36%
Gross margin: 40.48%
Return on assets: 4.62%
Return on equity: 24.50%
Shares outstanding: 862M
Float: 853.51M

Sector: Financial ServicesIndustry: Credit ServicesHQ: United StatesEmployees: 23.8Kwww.paypal.com

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Analyst & Risk

Consensus

Hold

Mean rating2.91 / 5

Analysts33

Next earnings2026-10-27

Strong buy 3Buy 4Hold 33Sell 3Strong sell 1

Analyst price target

$56.74

Mean target · 33 analysts

+0.1%

upside

Low $36.00Now $56.70High $80.00

Beta (vs S&P 500): 1.28; slightly more volatile
52-week change: -18.06%
Short % of float: 3.91%
Short ratio (days): 2.35
Debt / Equity: 71.75; very high leverage
Current ratio: 1.29
Quick ratio: 0.25
ROE: 24.50%
ROA: 4.62%
PEG ratio: 1; fair
EV / Revenue: 1.51
EV / EBITDA: 7.97
Revenue growth: 4.80%
Earnings growth: -3.10%
EBITDA: 6.46B
Free cash flow: 4.42B
Total cash: 11.26B
Total debt: 14.22B
Insider holdings: 0.71%
Institutional: 79.04%

Recent rating changes

2026-10-09BarclaysEqual-Weight → Equal-Weightmain
2026-08-31Truist SecuritiesHold → Holdmain
2026-08-31RBC CapitalOutperform → Outperformmain
2026-08-28Loop CapitalHold → Holdmain
2026-08-19Truist SecuritiesHold → Holdmain
2026-08-17Piper SandlerNeutral → Neutralmain
2026-08-03Cantor FitzgeraldNeutral → Neutralmain
2026-07-29JP MorganNeutral → Neutralmain

Financial documents

PayPal Holdings, Inc. performance

Change from the closing price at the start of each period to the latest price.

Period	Start price	Change	Per year
1 week$55.53	$55.53	+2.11%
1 month$52.41	$52.41	+8.19%
3 months$56.56	$56.56	+0.25%
6 months$50.81	$50.81	+11.59%
Year to date$58.38	$58.38	-2.88%
1 year$69.20	$69.20	-18.06%
3 years$55.75	$55.75	+1.70%	+0.56%
5 years$268.35	$268.35	-78.87%	-26.68%
10 years$39.24	$39.24	+44.50%	+3.75%
Since Jul 2015$34.69	$34.69	+63.45%	+4.45%

Periods up to a year use daily closes, longer ones weekly closes. “Per year” is the compound annual growth rate.

Price change only; dividends are not included.

PayPal Holdings, Inc. all-time high and low

All-time high

$310.16

week of Jul 26, 2021

81.72% below the high

All-time low

$30.00

week of Aug 24, 2015

89.00% above the low

52-week range

45%

Low

$38.46

Feb 12, 2026

High

$79.21

Oct 28, 2025

The latest price sits at 45% of this range.

Highs and lows include intraday prices.

PayPal Holdings, Inc. risk metrics

Past year of daily closes unless stated otherwise.

Volatility (1 year, annualised): 43.90%; How large price swings have been: the standard deviation of daily returns, scaled up to a year.
Max drawdown (1 year): -46.48%; Oct 28, 2025 → Feb 12, 2026 · Not yet recovered.; The deepest fall from a previous high to a later low over the past year.
Max drawdown (since Jul 2015): -86.94%; Jul 2021 → Feb 2026 · Not yet recovered.; The same measure across the whole weekly price history.
Sharpe ratio (risk-free rate 0): -0.25; Average daily return divided by its volatility, annualised: higher means more return for each unit of risk over the past year.
Beta vs S&P 500 (1 year): 1.07; On average, PayPal Holdings, Inc. moved 1.07% for each 1% move in the S&P 500 on the same day.

PayPal Holdings, Inc. drawdown from peak

How far the price stood below its previous high, based on weekly closes since Jul 2015.

PayPal Holdings, Inc. seasonality

Monthly returns by year, from month-end closes: daily data for the past year, weekly closes before that.

PayPal Holdings, Inc. seasonality
Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-9.7%	-12%	-2.1%	+11%	-11%	-3.5%	+32%	-7.9%	-0.3%	+7.9%*			-2.9%*
2025	+2.0%	-20%	-8.3%

PayPal Holdings, Inc. price history

Yearly open, high, low and close, newest first.

PayPal Holdings, Inc. price history
Year	Open	High	Low	Close	Change
2026YTD	$58.67	$62.73	$38.46	$56.70	-2.88%
2025	$85.69	$93.25	$55.85	$58.38	-32.79%
2024	$61.22	$93.66	$55.77	$86.86	+41.44%
2023	$73.69	$88.63	$50.25	$61.41	-13.77%
2022	$191.41	$196.10	$66.39	$71.22	-62.23%

Frequently asked questions about PayPal Holdings, Inc.

What is the price of PayPal Holdings, Inc. today?

As of October 18, 2026, the price of PayPal Holdings, Inc. is $56.70, down 0.80% from the previous close.

What is the all-time high of PayPal Holdings, Inc.?

The all-time high of PayPal Holdings, Inc. is $310.16, reached in the week of July 26, 2021. At $56.70, the latest price is 81.72% below that peak.

How much has PayPal Holdings, Inc. fallen this year?

Calculated from historical closing prices — daily for the past year, weekly before that — and refreshed as new prices arrive. Past performance does not predict future returns. Not investment advice.


Average	+2.2%	-5.2%	-0.6%	+3.4%	+1.1%	+1.3%	+7.5%	+1.4%	-2.3%	-0.6%	+1.3%	-0.6%	+17%
Years up	73%	36%	45%	64%	36%	64%	82%	67%	25%	55%	55%	55%	60%

Year	Open	High	Low	Close	Change
2021	$237.80	$310.16	$179.15	$188.58	-19.48%
2020	$109.52	$244.25	$82.07	$234.20	+114.1%
2019	$84.24	$121.48	$81.91	$109.40	+31.40%
2018	$74.24	$93.70	$70.22	$83.26	+13.09%
2017	$40.29	$79.39	$39.02	$73.62	+86.52%
2016	$35.13	$44.52	$30.52	$39.47	+9.03%
2015from July	$38.00	$42.55	$30.00	$36.20	—

Month	Close	Change
September 2026	$52.53	-0.26%
August 2026	$52.67	-7.94%
July 2026	$57.21	+32.49%
June 2026	$43.18	-3.51%
May 2026	$44.75	-10.75%
April 2026	$50.14	+10.86%

Month	Close	Change
March 2026	$45.23	-2.12%
February 2026	$46.21	-12.30%
January 2026	$52.69	-9.75%
December 2025	$58.38	-6.88%
November 2025	$62.69	-9.50%
October 2025	$69.27	+2.93%

PayPal Holdings, Inc.

Financials

Analyst & Risk

Recent rating changes

Financial documents

PayPal Holdings, Inc. performance

PayPal Holdings, Inc. all-time high and low

52-week range

PayPal Holdings, Inc. risk metrics

PayPal Holdings, Inc. drawdown from peak

PayPal Holdings, Inc. seasonality

PayPal Holdings, Inc. price history

Frequently asked questions about PayPal Holdings, Inc.

What is the price of PayPal Holdings, Inc. today?

What is the all-time high of PayPal Holdings, Inc.?

How much has PayPal Holdings, Inc. fallen this year?

Recent news

Learn the terms

Live discussion

PayPal Holdings, Inc. performance

PayPal Holdings, Inc. all-time high and low

52-week range

PayPal Holdings, Inc. risk metrics

PayPal Holdings, Inc. drawdown from peak

PayPal Holdings, Inc. seasonality

PayPal Holdings, Inc. price history

Frequently asked questions about PayPal Holdings, Inc.

What is the price of PayPal Holdings, Inc. today?

What is the all-time high of PayPal Holdings, Inc.?

How much has PayPal Holdings, Inc. fallen this year?

PayPal Holdings, Inc. month-end closes

How volatile is PayPal Holdings, Inc.?

What was the biggest price drop for PayPal Holdings, Inc.?

Which month has historically been best for PayPal Holdings, Inc.?